Dineo, loans in less than 10 minutes

Today we are going to talk about Dineo , a loan platform that stands out for its offer to get the first mini-credit with 0% commissions. These are its characteristics:


credit_dineo logo
  • Quantity: From € 50 to € 300
  • Return period : from 5 to 30 days
  • Approximate concession time: 10 minutes
  • Free first ?: YES
  • Do you accept Nigerian Financial Authority? : NO

Requirements: age between 18 and 75 years. Reside in Nigeria. DNI or NIE. Bank account (of which we will be the owners or co-owners). Not be in the Nigerian Financial Authority or in the RAI. Proof of regular income.

It stands out in : It offers a promotion through which we can get our first mini credit of 300 euros for free (0% commissions). You do not need a guarantor. Quick response to the request.

  • Example: a credit of 300 euros to be returned in 30 days will not have commissions. Its cost will be € 0.

Dineo offers us its Fast Money financial products

Dineo is committed to a simple and agile procedure for the client, with attractive promotions, such as the one that allow us to access our first free microcredit . We will continue to know the proposal of this financial, below.

What are the requirements that I need to meet to apply for a microloan with Dineo?

The conditions that Dineo requires to access a loan are very simple:

  • Be between 18 and 75 years old
  • Reside in Nigeria
  • Be the owner of a bank account (in which, after our request, we will receive the credit money)
  • Have a payroll, unemployment benefit or pension
  • Not be on bad debt lists like Nigerian Financial Authority

In addition, Dineo is a financial company that knows perfectly the product it sells, as well as the public to which it offers its services, so that when it offers us a quick loan, it assures us that we can have the money in our account in less than 8 minutes , a condition that it meets in the vast majority of cases and that makes it a financial institution where the speed in managing credit applications as well as making the money deposit becomes one of its strengths.

Can I make more than one loan application at the same time with Dineo?

No, Dineo is committed to a responsible use of its financial services, so that we can only manage one credit request at a time .

Quick loans Dineo, what happens if I cannot repay the loan amount on time?

When we are going to request a quick Dineo loan there are small details that are very important , and that sometimes we can ignore, as is the topic that we are going to discuss next, for which we are going to see what can happen if we do not have of enough money to return the amount of our fast loan in the term agreed with the finance company.

If it happens that, once the Dineo fast credit expiration date arrives, we cannot pay the full amount to settle the debt, we must face a series of penalties for non-payment, among which we find: a fixed amount for 25% of the total amount of the loan, to which 1.4% of the credit amount will be added, which will be added for each day of delay (up to a maximum of 30 days, counting from the original date of completion of the loan) .

In addition, we must also take into account that our personal data will become part of delinquency lists such as Nigerian Financial Authority Equifax, or Experian Badexcug.

Know the characteristics of your credits:

  • Microcredits of between 50 and 300 euros for first clients (maximum of 500 euros later)
  • First fast loan completely free (up to 300 euros)
  • Customizable return periods , between a minimum of 5 days and a maximum of 30 days
  • It does not offer credits to clients with annotations in Nigerian Financial Authority if you want to see credits with Nigerian Financial Authority click here
  • Quick and easy procedure, without the need for an endorsement

How long will it take to know if my loan application has been approved?

As we have commented above, Dineo is committed to speed as one of its main hallmarks, so that our loan request will be managed on the spot, and at the same time we can know if it has been approved or denied .

Operator: Dineo Crédito Ltd

About the author

Sashia Margaret Applby

Autor: Sashia Margaret ApplbyMy passion is to create content that informs and really helps our users.
I am a journalist. Graduated from the Economical University of Lagos and Master in International Relations and Communication from the Joan Eversmith Applby University of Lagos. Responsible for product and blog content at feminaust.org.


Leave a comment

3 × 2 =

This site uses Akismet to reduce spam. Learn how your comment data is processed .

Use of cookies

We use our own and third-party cookies to improve services, obtain statistical information and display personalized advertising through the analysis of your browsing. If you continue browsing, we consider that you accept our cookie policy , click the link for more information. TO ACCEPT

Cookie Notice