Free Credits 2020 (financial ones that grant them)

This is our selection of platforms through which we can obtain the request for our first free mini credit (without commissions).

  • Quantity: From € 100 to € 1,000
  • Return period : From 5 days to 30 days.
  • Approximate concession time: 10 minutes.
  • Free first ?: YES
  • Do you accept Nigerian Financial Authority? : YES

Requirements : Age between 18 and 80 years. Reside in Nigeria. Be the owner of a bank account. Proof of regular income (payroll, benefits, retirement, self-employed, etc).

Stands out in : Very fast. They offer fast loans with Nigerian Financial Authority and without endorsement. Possibility of obtaining the first mini-credit without commissions.

  • Example: € 300 for 30 days would have a cost of 0 euros, thanks to its promotion of free fast first mini-credit (without commissions)
  • Quantity: From € 50 to € 300
  • Return period : from 5 to 30 days.
  • Approximate concession time: less than 10 minutes.
  • Free first ?: YES
  • Do you accept Nigerian Financial Authority? : NO

Requirements: age between 18 and 75 years. Reside in Nigeria. DNI or NIE. Bank account (of which we will be the owners or co-owners). Not be in the Nigerian Financial Authority or in the RAI. Proof of regular income.

It stands out in : It offers a promotion through which we can get our first mini credit of 300 euros for free (0% commissions). You do not need a guarantor. Quick response to the request.

  • Example: a credit of 300 euros to be returned in 30 days will not have commissions. Its cost will be € 0.
  • Quantity: From € 50 to € 750
  • Return period : From 1 to 30 days.
  • Approximate concession time: 15 minutes.
  • Free first ?: YES
  • Do you accept Nigerian Financial Authority? : YES

Requirements: from 18 years old. Ownership of the account in which the loan will be received. Proof of regular income. DNI or NIE. Reside in Nigeria.

It stands out in : It is an online loan search engine that helps us compare different offers in just one click. It supports annotations in delinquency lists.

  • Example: to consult, since it is a credit comparator that facilitates the search for the best offer.
  • Amount: From € 50 to € 600 (max. € 300 on 1st request)
  • Return period : from 7 to 30 days.
  • Approximate concession time: 10 minutes.
  • Free first ?: YES
  • Do you accept Nigerian Financial Authority? : YES (debt less than € 1000)

Requirements: age between 21 and 65 years. Bank account number of which we are holders. DNI or NIE. Residence in Nigeria. Phone number. If we have debts registered with the Nigerian Financial Authority, which do not exceed one thousand euros.

It stands out in : It allows us to contract our first credit of up to 300 euros for free (you do not pay commissions). Accept profile requests with Nigerian Financial Authority or RAI.

  • Example: a loan worth 200 euros to be paid within 30 days will not have commissions, so it will cost 0 euros.
  • Quantity: From € 50 to € 1,000
  • Return period : 30 days (for 0% interest) or in monthly payments.
  • Approximate concession time: 10 minutes.
  • Free first ?: YES
  • Do you accept Nigerian Financial Authority? : NO

Requirements: from 25 to 70 years old. Residence in Nigeria. Have no debts that are listed in Nigerian Financial Authority or RAI. DNI or NIE documentation.

It stands out in : The Ferratum Flexible Credit offers the first application up to € 500 without commissions (with a return period of a maximum of 30 days). It has alternatives to pay in monthly installments.

  • Example: a flexible credit worth 500 euros to be reimbursed over a period of 30 days will cost € 0 (without commissions).
  • Amount: From € 50 to € 1,000 (maximum of € 300 on the 1st request).
  • Return period : from 7 to 30 days.
  • Approximate concession time: 15 minutes.
  • Free first ?: YES
  • Do you accept Nigerian Financial Authority? : NO

Requirements: age range between 21 and 75 years. Residence in Nigeria. DNI or NIE. Not have annotations in Nigerian Financial Authority or RAI. Bank account number. Proof of regular income.

It stands out in : It offers the first mini-credit of up to three hundred euros, free (you do not pay any commission). Quick process and without providing endorsement.

  • Example: for a mini loan worth 300 euros to be paid within 30 days we will not pay commissions, so it will cost a total of 0 euros.

Mini Loans, the first one free but with Nigerian Financial Authority

Frequently we get to inquiries about mini credits where the first one is free . We will discuss this topic in depth below.

  • Important note: these financial institutions do not usually grant loans with delinquency (with the exception of Solcredito, Viaconto or Credy that do contemplate this option).
  • If this is your case and you are in a file associated with delinquency, do not forget to visit our section on mini credits with Nigerian Financial Authority .

Here we offer you a selection of the main platforms that today offer you financing in the form of mini credits and that are also compatible with annotations within delinquency files such as Nigerian Financial Authority or RAI.

Mini-loans have become a fast and versatile resource with which to obtain financing quickly for any unforeseen expenses.

Free fast loans. Summary

Créditos rápidos gratis

Wondering if it is possible to get fast credits for free or without paying commissions, is quite common among our users , since it is a promotion that, although it has been active in the sector for a long time, is still striking for those who opt for private financing for the first time.

What we have to be clear about is the following:

  • There are platforms that offer the first loan at 0% commissions
  • Their requirements are also versatile, since they do not require an endorsement, they are processed with little paperwork and in just a few minutes.

The essential information that you will be able to find in this entry is precisely the one that answers this question, since the first thing we offer you is a selection of entities that have free credits for first clients.

In order to complete all these data, we also talk about how this promotion currently has a series of its own requirements, since in all cases it is limited to first customers, and is not usually compatible with the Nigerian Financial Authority (although there are exceptions, such as Solcredito).

If you have overlooked this information or want to revisit what options are available to you, visit the top of this page.

We help you choose

Here we offer you its characteristics so that you can compare and choose the one that interests you the most to visit it by clicking on the button that redirects you to the entity.

You can learn more about hiring free loans below, as we will talk about what you will find on each platform before starting your application.

If you want a loan without commissions, all the information we offer you will help you find the quick loan for you (and with zero interest).

Is it possible to get my first loan for free without interest?

As we will see throughout the article, the word free when we talk about mini-credits or loans does not mean that they are going to give us the money, or that we do not have to pay anything at all. What it means to us, when this term is used, is that they are not going to add interest to us.

Return only what you ask for

That is, if we request any of the free microcredits that are offered by the finance companies, for example, € 500 . We will be charged these 500 euros. No fees and interest will be added that substantially increase the amount we have contracted.

Minicreditos, el primero gratis

Remember that this advantage is usually due to some promotion by the financial companies. That, although some have it continuously, in others it may be seasonal, so we will have to be aware of whether it is still in force when we are interested in contracting our loan. You can check our post I need 500 euros , to see the case of a user.

Where to apply for free immediate mini loans?

Instant mini-credits are certainly one of the star offers in fast microloans. An interest of 0.0% or, what is the same, that the loan is free , as long as you are a new customer.

That is, make it your first mini loan with that financial in question.

Although little by little private equity finance companies are adopting this promotion of the first free credit that is so interesting for the consumer.

However, there are not all, far from it, those that have free loans.

In fact, among all our selection of mini-credit finance companies, only those of our comparator (located above) are working on the offer of free microloans permanently to request money right now .

Can we talk then about the rules to get free mini-credits?

Obviously the first rule is obvious: that it is your first loan with the financial one in particular.

Once you have already ordered one, you can take advantage of other types of offers, such as being able to request a larger credit.

Thus, for example, there are entities that grant you a maximum of € 300 in your first mini credit and, from the second, the amount increases to double, 600 euros .

But all microcredit platforms do not work like that for the 1st free . For this reason, we recommend consulting our comparator, where you can find all the information you need to know which proposals are the most attractive you can find today.

It is convenient to clarify that the gratuity of these micro loans is obtained , of course, as long as you attend the return of the micro loan on time.

In this way and respecting these conditions, we can request a loan and if we return it in a timely manner, we will get interest for € 0.

Other conditions to assess

In the event that you are in the Nigerian Financial Authority or in another delinquent file and you need a credit with the Nigerian Financial Authority and quickly , to get your first free mini-loan you must consider Solcredito as your best option, since you must first know if the financial Private grants free loans to those who are on this type of list.

Having debt is no longer incompatible with financing

Who would have said, for example, that now you can get mini-credits with the Nigerian Financial Authority and payroll.

Until recently, a file almost completely prevented obtaining financing, even if payroll was available. Nor is it that now there are a huge number of entities that do not look at it, as we mentioned earlier, but they do exist.

It is impressive what the Internet does for us, for Spanish consumers, by offering us all kinds of facilities. Also in the case of fast money products with Nigerian Financial Authority or RAI , and also do it without questions, gaining a lot in speed when processing the microloan.

That said, it should also be remembered that we need to be disciplined with the management of a mini-loan, whether it is free or not, and not skip steps .

The first of all must be to read the conditions that the financial clause in the contract that we signed.

Remember that the fact that they are free for the first mini-credit does not mean that we do not have to take responsibility for what we sign, as we would in our usual bank.

minicréditos el primero gratis |
Free loans and credits

When you go to ask for money from an entity, note that all the financial websites present their conditions in an accessible way for the client.

ALWAYS read them first of all, before signing anything or sending any type of document.

Nor is it that we are saying that they are going to contradict their offer of free micro loans but, we insist, as for any product that we buy, whether online or not, we must find out everything.

In short, information is our best ally to find the loan we need.

Request quick mini credits online. Free first loan, with responsibility

The world of online fast mini credits has been taking giant steps in parallel with society. And it is that, they could not be left behind in a society in which the economic crisis has taken its toll.

Therefore, being aware of the situation, financial institutions have been sophisticating and expanding their offers to achieve one of the most acclaimed by their customers: the granting of free quick mini credits.

In this case, the word free does not consist in obtaining money at no cost, but in a mini credit without interest.

As has already been explained throughout the post, it will be a valid offer only if this is the first free mini credit that is requested from the same finance company in question.

But that these advances have been made in the world of free online mini loans , does not mean that we should not always walk with lead feet before any type of hiring of these economic offers.

We must act responsibly and cautiously to avoid any kind of problem in the long run.

For this reason, the El Dinero Rápido team wants to give you some little advice before you contract any type of free online micro loans .

Tips for hiring free immediate mini credits

Next we are going to provide you with a series of steps, specifically three, so that you can carry out from minute zero in which you start looking for quick credits without interest on the Internet or other means. Obviously, these points to follow are not mandatory, far from it, but they can avoid you in the long run.

Take good note of them:

  • Search : You must be meticulous and conscientious when looking for free mini loans on the web . Research and read about all the offers available on the many Internet pages that are dedicated to this field of interest-free loans.
  • Compare : once you have on the table the free fast credit offers that suit your needs, you should check them against each other to see which one best suits your socio-economic situation.
  • Decide : at this point you will have to ask yourself some questions. Have you looked at all the immediate micro credits on the market? Will you be able to pay this free mini credit that you like within the established term? Does it adapt to your needs (being without collateral, without payroll, in Nigerian Financial Authority ... etc.) ? Once you check and discard those offers of fast, interest-free loans that are far from your possibilities, you will have the result (or results) of the free loan that best suits your situation.

About the Author

Percy Witherspoom Jones

Autor: Percy Witherspoom Jones feminaust.orgI have always been convinced of the great utility of new technologies. Professional totally dedicated to offering the best service to our users. Since 2013 I have specialized in online financial products. My job is to find the best way to inform you, offering you reliable, updated content that meets all your expectations. I am an administrator at LinkedIn

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