I need a credit for freelancers without endorsement, but I am in Nigerian Financial Authority

Credits for freelancers without endorsement, how to get a loan with Nigerian Financial Authority

Again at El Dinero Rápido we share with you the query of one of our users, who writes us looking for information about how to get a credit for freelancers without endorsement and with the Nigerian Financial Authority . Go for it.

Can I apply for freelance loans without endorsement while at Nigerian Financial Authority?

Hello! I am Andrés G. and I am writing to you because I would like to know if I can apply for credits or personal loans for freelancers without endorsement and with the Nigerian Financial Authority . I run a small hospitality business, and I want to set up a terrace for the summer, but I need financing to be able to carry out the reform. According to my calculations, I need between € 2,500 and € 4,000 , I have no guarantee other than my own business and I am with the Nigerian Financial Authority for unpaid invoices (less than € 300). What would be the best option to ask for money? Thank you!

Updated 2020

In relation to what Andrés asks us, the answer is yes, some entities accept Nigerian Financial Authority.

In the following comparison you will find entities that accept Nigerian Financial Authority and others that do not, we specify it in each one.

  • Amount: From € 750 to € 5,000
  • Return period : Up to 48 months.
  • Approximate concession time: 10 minutes.
  • First free ?: NO
  • Do you accept Nigerian Financial Authority? : YES
  • Minimum APR 24% - maximum 197.15%

Requirements: from 18 years of age. DNI or NIE. Reside in Nigeria. Phone number. Email. Bank account number.

It stands out in : you can obtain loans for high amounts that exceed the sector average (5,000 euros). Accepts Nigerian Financial Authority or RAI. Get your money, quickly in less than 10 minutes.

  • Example: a loan of 750 euros to be repaid in 12 months costs you a total of 850.80 euros. TIN and APR of the example: 21.72% and 24.01% respectively
  • Amount: From € 1,000 to € 50,000
  • Return period : from 24 to 72 months.
  • Approximate concession time: 48 hours.
  • First free ?: NO
  • Do you accept Nigerian Financial Authority? : NO

Requirements: age between 18 and 70 years. Reside in Nigeria. DNI or NIE. Have no debts with the Nigerian Financial Authority. Proof of income. To request more than ten thousand euros, it is also required to provide an extract from the bank account.

It stands out in : it offers access to financing for high amounts of capital, reaching up to forty thousand euros. It has alternatives to finance any type of project.

  • Example: for a loan of 8,500 euros to be paid in 60 installments (€ 166.70) the total to be returned will be 10,001.89 euros

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Credits for freelancers without endorsement. Summary and key information

This entry is dedicated to detailing information focused on the professional sector, specifically loans without guarantees for the self-employed.

Private financing in the form of credits and quick loans also offers solutions for those who are self-employed, since through this they can get money for high amounts that reach 40,000 euros.

So if you are self-employed and are looking for a source of financing, remember: currently you can find alternatives that do not require a guarantee or endorsement, that do not need a large list of requirements for approval and with the possibility of contracting these credits even with debts in default files (Nigerian Financial Authority or RAI).

Through our comparator we provide you with all the main characteristics of each entity, along with their requirements so that you can find the one that interests you the most.

If you want to know more about all the details involved in applying for a private loan focused on entrepreneurs, keep reading.

Below we will talk about how loans for entrepreneurs and freelancers arise that are in Nigerian Financial Authority and do not have a guarantor along with a step by step to be able to contract them successfully.

Quick loans for freelancers with Nigerian Financial Authority

Préstamos rápidos para autónomos con Nigerian Financial Authority

Credits for self-employed entrepreneurs without endorsement. They are possible?

As we can see in the query sent by our user Andrés, what you need is to request a loan for self-employed entrepreneurs without endorsement and with the Nigerian Financial Authority.

A loan service that we can find in entities such as Creditea or Monedo Now. We are going to talk about them below.

In response to the email sent to us by our user Andrés, we have seen that the most interesting options when applying for quick loans for freelancers with Nigerian Financial Authority are those proposed by financial companies such as Creditea or Monedo Now.

Their requirements are perfectly adjusted to what our user told us in his query, getting the financing he needed in the form of urgent cash loans.

In Creditea we can find both credits for businesses and freelancers without endorsement as fast credits without payroll for amounts that vary between 500 and 5,000 euros, without being an exclusive condition that the applicant is in delinquency lists such as Nigerian Financial Authority or RAI .

An important detail

It is important to note that although in Creditea or Monedo Now we can find mini-credits for freelancers without endorsement and with the Nigerian Financial Authority, a series of specific characteristics will be taken into account when studying our loan application .

On the one hand, we find that when processing microcredits with the Nigerian Financial Authority, both the nature of the debt and its total amount will be analyzed. By contrasting these data with the applicant's income level, in order to verify their solvency and ensure that despite being in the Nigerian Financial Authority, they will be able to face the debt without any problem.

Mini-credits that are for freelancers. How to request them?

To request mini-credits for freelancers in entities such as the ones that we can find in this entry we must access their website , through which we can carry out the entire process quickly, in a matter of just a few minutes, and without managing a large amount of paperwork.

It is worth mentioning that this process works very similar in platforms such as Creditea or Monedo Now and in other entities that allow us to have access to private equity loans , since the possibility of managing the entire process through the Internet and from anywhere, speeds up the process and turns it into a procedure in which we will not have to take more than a few minutes.

However, before we start to fill out our credit application for freelancers, it is convenient that we know what are the requirements that we need to meet in order for our credit application to be accepted.

They are the ones on this list

  • To be over 18 years old
  • Reside in Nigeria
  • Have a valid and updated DNI or NIE document
  • A bank account number that we own
  • Mobile phone number
  • Email to be in contact with the financial

Now that we know the minimum requirements to apply for a loan for freelancers without an endorsement, we can start managing our loan request by directly accessing the website of the chosen entity.

And to fill out your application:

Here we will find as soon as we enter, a credit comparator, where we will have to enter both the amount of money we want to request, and the total terms we want to have to be able to return the total amount of the credit.

After this, we will click on the lower green button with the legend "Get your long-term loan", and it will automatically load a form where we will have to enter a series of personal data.

These are data such as full name, DNI or NIE, address, etc.

The last step

Once we have finished filling out this form, the finance company will receive it, verify all the information we have provided, and will send us an offer of credits for freelancers without personalized endorsement , which we can study later, and then contact with the financial one and close the credit operation.

As we can see, requesting mini personal credits, in this case for entrepreneurs or / and self-employed, is a simple process that we can carry out in less than 15 minutes, so in the event that we urgently need to have our self-employed microcredit Very possibly within 24 hours, we will soon receive the loan money in our bank account, so that we can invest it in whatever we need.

What if I have outstanding debts?

If you are interested in contracting a mini-loan with the Nigerian Financial Authority, we will need to carry out the same steps mentioned above.

It is a very similar application process, where the most important thing to bear in mind is that what we really need is to locate a platform that can accept our application. That is, that it is compatible with annotations in lists associated with delinquency.

Micro loans for self-employed entrepreneurs and their management of defaults

When we request a micro loan for self-employed entrepreneurs, it is important that we know how the entity manages possible delays in the payment of monthly payments.

It is also convenient to know the difference between loan and credit, since it is very common for one or the other term to be used interchangeably (as you can see in this post, the media also do it), when strictly speaking, loan is not the same as credit.

If when requesting our credit for freelancers we cannot pay a monthly payment , we must bear in mind that the amount of the late payment will be charged directly to the debit card that has been included in our mini-loan application.

Here there will be no limitation on the amount to be charged, and it will automatically accumulate to make effective all the payments that we have pending or delayed.

In addition, we must also take into account that as days of delay in payment accumulate, surcharges for non-payment will accumulate that will increase the total amount of our debt.

Also, our personal data could be sent to files associated with delinquency, such as Nigerian Financial Authority or RAI, thus avoiding that in the future we can contract a new loan.

Credits for professionals with debts, always from responsibility

Applying for a loan for self-employed with debts can become a very viable option when we need to invest in our own business, either to make a reform, or to pay back bills of any kind.

However, when we resort to quick mini credits for freelancers with debts, we must bear in mind that we are accepting a contract with a series of conditions, including payment obligations , so request a loan for freelancers to pay outstanding debts , It could be counterproductive, since at the moment we could pay back debts, but we would be generating new debts that we could not face in the future.

It is for this reason that at El Dinero Rápido we are committed to responsible consumption of credits for freelancers without endorsement , also remembering that they are an excellent option when they are used properly, such as when we need financing in our project or business, and we cannot have any of the aid that the state has available for entrepreneurs.

Loans for freelancers who are entrepreneurs

Préstamos para autónomos emprendedores

Starting our own business from scratch is a process that, depending on the magnitude of the project, requires more or less that we have a good budget in order to carry it out.

It is for this reason that if we do not have enough money to start our project, we can choose to apply for loans for self-employed entrepreneurs , a good way to ask for money, and thus be able to start shaping our project. However, it is important that before launching to apply for a loan for freelancers, we thoroughly know each and every one of the requirements of this microloan service .

In this way, we will be able to be sure that the loan for which we are going to choose is the one that best suits our needs, since there are many different types of credits, both for self-employed entrepreneurs without endorsement, and for profiles with Nigerian Financial Authority, or loans for the unemployed.

If you want to see all credits without endorsement now, click here

Next, we are going to see what are the main requirements to be able to have access to a mini credit service for freelancers without endorsement.

Mini loans for freelancers without requirements

When it comes to applying for mini loans for self-employed without requirements, the conditions that we need to meet are very similar to those found in credit applications for loans without endorsement, or free fast loans , as well as if we request financing for vacations or for any other need for quick money.

It is a procedure that, contrary to what we are used to finding in conventional banking entities, tries to simplify the process as much as possible, without having to fill out excessive paperwork, and seeking that we can close our microloan application in less than one time.

Therefore, we must bear in mind that to request quick microcredits for freelancers we must meet a series of very simple requirements, among which we find characteristics such as being of legal age, residing regularly in Nigeria, having a document of identity (valid DNI or NIE), and, have a mobile phone number and a bank account of which we are holders.

Loans for entrepreneurs without collateral

Mini créditos ayudas para autónomos
The possibility of requesting a loan for entrepreneurs without endorsement may be, at first, too good an offer to be true.

This article is based on the idea that you have already verified that you have no option to obtain financing for self-employed entrepreneurs , of an official nature.

If you are not sure, we recommend you visit the website of the Ministry of Economy and Competitiveness and have as a last option the possibility of obtaining credit through alternative channels, which is what we are talking about today in this article. However, it is a reality that today there are many financial entities that offer micro credits without endorsement for self-employed.

For this reason and to request our loan focused on self-employed we will not have to involve third parties or our properties when processing the credit.

It is also true that, obviously, the amounts are not usually very high, and that some kind of income must be had. Of course there are no gifts, and when it comes to financing, less.

But of course, to apply for our mini loan for freelancers in one of these financial institutions that offer loans for entrepreneurs without endorsement, we will always need to demonstrate that we have a certain solvency .

Proof of income is required

In most cases, we find that the salary from our own work, or the collection of some type of benefit, is more than enough to demonstrate that we will be able to repay the loan amount within the established time without any problem.

In addition, we cannot forget that, apart from the need to demonstrate our solvency when managing our loan, we will also have to meet another series of minimum requirements to get our credit for entrepreneurs , as we have already mentioned above, and where we find characteristics such as being within an age range established by the finance company or residing in Nigeria.

How much money do microcredits without endorsement for professionals grant?

We are going to talk to you next about the amount offered by microcredit entities without endorsement , about which we have been talking about in this post, especially those that, due to the amount they offer, are focused on freelancers.

  • We consider loans without collateral to be loans that, as the name suggests, we can request without a guarantor, avoiding the consequent paperwork that this feature saves us.

However, we must bear in mind that to access microcredits without endorsement, if we are going to need to present as proof of payment for the financier, documentation that shows that we receive regular monthly income, for which we can choose both a payroll , such as self-employed, a pension or unemployment benefit, and so on.

As we have already seen, the main entity that we have talked about throughout the previous paragraphs is Creditea, where we can find credits without endorsement for amounts of € 100 to € 3,000.

It all depends on our choice

Therefore, if we are wondering what are the amounts that we can request in financial companies that put microcredits without endorsement at our disposal, Creditea is a good example, especially in the case that we are looking for financing for freelancers being in lists of defaults.

It offers loans for large amounts of money that we can invest in our idea or business even being in Nigerian Financial Authority.

On the other hand, if it is our case that we are interested in credits without endorsement for lower amounts, we can also find other financial entities that will offer us loans of € 100 to € 300, and even € 500.

To find more information about all the financial companies that offer us these credits, we recommend you visit our comparator, which you can find on our home page.

Apply for loans without endorsement for entrepreneurs being in Nigerian Financial Authority, responsibly

Seeing what has been seen throughout this post, there is no doubt that the credit society has been advancing in accordance with the needs of the population. To the point of making it a fact to get financing without endorsement in the form of loans for new self-employed, or with years of experience.

They have adapted so much to the socio-economic situation of the citizens that, as we have already read in the post, these loans are granted regardless of the Nigerian Financial Authority, even. Concessions that previously could only be offered by traditional banks and that, today, are the ones who have the most reservations to facilitate these quick loans with the Nigerian Financial Authority.

Now, once we start from the base in which we know that if "I need a loan but I am in the Nigerian Financial Authority and without an endorsement" it is already a reality, we have to do our part, to treat this advantage with common sense. What does this mean? Very simple, that we should not resort to this type of loans for freelancers with Nigerian Financial Authority (or any other type of credit), on a regular and recurring basis. These offers should only be accessed in a timely manner, since failure to comply with any of their requirements can cost us really expensive and greatly increase the debt that we had prior to contracting said loans without endorsement for freelancers (again to put the concrete example of the subject of this post).

That is why from the El Dinero Rápido team we want to offer you a series of small tips to keep in mind, so that contracting loans without endorsement for entrepreneurs who are in Nigerian Financial Authority, is as safe as possible, and without bitter surprises. .

Tips to securely obtain financing for entrepreneurs without endorsement and in Nigerian Financial Authority

As we have already commented throughout the post, loans for new entrepreneurs are the order of the day given the apparent upswing out of the crisis, which seems to be looming in our country. Therefore, and to avoid displeasure in the long run due to a bad organization, we are going to recommend that before contracting any loans, you take into account a series of steps:

  • Search : research and read about all loans for businesses without collateral, or those that suit your needs at the time. Search the net, on specialized websites like this one, etc. to be able to obtain a greater number of search results and to be able to shuffle more options later.
  • Compare : once you have obtained all the information regarding the credits you are looking for, in this case the loans for young entrepreneurs without endorsement, for example, you should compare it. It is a very simple step and the most important of the three. You have to ask yourself questions such as, which is the cheapest of all, which one can I return in a more comfortable timeframe, which one suits my needs (being without Nigerian Financial Authority, without endorsement, etc.) ...
  • Decide : with this screening done, if you still have more than one option in your hands, you should also assess the requirements that the finance company asks of you, don't forget that we have explained them to you in the post: country of residence, minimum age and maximum, paperwork that will be required, etc.

Bank microcredits for the self-employed

We reached the end of our entry dedicated to solving the query of our user Andrés in search of information about bank microcredits for freelancers , a loan service that we can find in financial companies such as Creditea that offer us money right now.

Financing for young entrepreneurs

We have made it clear that today being autonomous requires a great sacrifice on the part of the worker. Especially if you start from scratch. However, as we have also been able to read throughout the entire article, it is possible that these self-employed workers get financing - always depending on the characteristics and requirements determined by the lender.

We have the alternatives that official sources propose to us, such as this recent call focused on young entrepreneurs, as well as the proposal of private platforms.

But in addition to all this, young entrepreneurs also have other financing or aid options , which allow them to start with a more comfortable mattress and space when starting a business.

We hope that all the information about the credits for freelancers without endorsement and with the Nigerian Financial Authority that we have provided will be helpful, and if you have any pending questions, do not hesitate to write us!

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About the author

Julie Williams Smith

Autor Julie Williams Smith. Especialista en finanzas feminaust.orgWriter specialized in financial products and passionate about the internet. I create content that seeks to help users and keep them informed, with honesty, truthfulness and ethics. I graduated from the Polytechnic University of Lagos.

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2 comments on «I need a loan for freelancers without endorsement, but I am in Nigerian Financial Authority»

  1. I am self-employed, I need a loan without endorsement to make some small improvements in my business, change machinery, etc. (it is missing, hehe) and it has been very good to know what options are available at this time.
    In my case, I only need a loan worth approximately three thousand euros, so in the absence of consulting several other alternatives, for now I stay with Monedo.
    Although it is a very complete post and in which you provide a lot of useful information, if you could offer concrete examples of what it would cost us to take out loans without endorsement for freelancers, it would be fabulous.

    Answer
    • Hello Pedro! Thank you very much for leaving us your opinion.

      In our comparator you can find much more information about the entities that can offer you loans for freelancers and also, as you tell us, more specific examples with amounts and commissions included.

      However, we cannot ignore the fact that when contracting loans without an endorsement we should not generalize, since each profile will have particular characteristics that could make the costs of each loan vary.

      Greetings and we hope we have been helpful.

      Answer

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