Creditea, responsible loans and online credit lines
Responsible credit
Requirements: demonstrate a minimum income of € 700 per month and not be in the Nigerian Financial Authority.
100% transparency
We tell you everything with hairs and signals so that you have no doubts.
Flexible payment
Save on interest and reduce the repayment period by making additional payments.
Immediate response
Verify your income and your identity automatically and we will send you your money on the spot.
Try us without obligation: if you are not satisfied, return your
Interest-free credit for the first 30 days.
Interest-free credit for the first 30 days.
Because in addition to offering you online loans under the best conditions, the great advantage that you will find on our website is that fast loans are really fast. Instantly, actually. Thus, you can have your newly requested credit immediately.
At Creditea we always try to be at the forefront of financial technologies. For this reason, as a Fintech company, we work in favor of responsible loans and offer online credit lines and personal loans under the best conditions and with total transparency, allowing a flexible payment with immediate response for all our clients.
Request your credit with us and, after completing and confirming all your personal data, we will study your case to approve the online loan, the value of which will be transferred to your account within 15 minutes after approval.
Because in addition to offering you online loans under the best conditions, the great advantage that you will find on our website is that fast loans are really fast. Instantly, actually. Thus, you can have your newly requested credit immediately.
At Creditea we always try to be at the forefront of financial technologies. For this reason, as a Fintech company, we work in favor of responsible loans and offer online credit lines and personal loans under the best conditions and with total transparency, allowing a flexible payment with immediate response for all our clients.
Requesting a loan online has never been so easy.
Thanks to the internet, requesting a loan has never been as simple as it is now. Online loans have made life easier for many people and more than 3 million clients endorse our service. What advantages will you find when applying for fast online loans and lines of credit with Creditea? In the first place, the facilities that you will benefit from when it comes to being able to return them in comfortable terms and with transparent and visible conditions from your user account, along with the rest of the information in your contract.
With us, you will enjoy payment flexibility and immediate response not only when requesting your loan, but also in the event of any questions that may arise regarding your account, the debt acquired, the interests or the contract. On our website you will find all the information you need, but if you also want to contact our customer service, you can also contact us via email.
What types of loans and online credits will you find in Creditea?
With Creditea you will be able to solve different types of unexpected inconveniences, cover unforeseen holes or plan an express vacation that was not in mind at first. But not only that. Our offer adapts to all your needs since we cover different amounts (ranging from quick credits of 500 euros to online loans of 5000, without forgetting microcredits), to the objective to which you want to allocate the money, having some conditions that are adapted to each case.
As a loan is not the same as a credit, either online or requested through another means, below you can find some of the services available through our website.
Types of online loans
- Fast long-term loans: request it now and enjoy your loan in a very short time.
- Online loans without paperwork: have money without paperwork. Make your request online and we will respond after analyzing your case.
- Loans to finance a car: are you thinking of buying a car or would you like to repair it and you do not have enough money? This is your loan.
- Student loans: study aid; pays the tuition for the new course and returns the money in convenient installments.
- Loans to travel: cover the expenses of your dream vacations with this Creditea service.
- Loans to organize your wedding: celebrate one of the most important days of your life in a big way with this product.
- Microloans: cover your expenses and have money in smaller amounts that fit your needs. And much more.
Types of online credits
- Lines of credit: a virtual account from where you can withdraw money whenever you need it and return it whenever you want.
- Online credits without paperwork: with this option, when requesting your credit online, you get your money immediately without the need for paperwork.
- Urgent personal credits: to cover unforeseen events up to 5000 euros and paying only for what you have already withdrawn.
- Loans without endorsement: obtain liquidity without involving other people or other assets in the process.
- Quick credits from 500 to 5000 euros: according to what you require, have a credit with the precise amount.
- Credits for companies and freelancers: have money to start a company or manage your payments.
- Home loans: cover the expenses of renovating your home or pay the deposit for your apartment and return it in convenient installments.
- Microcredits: credits in small amounts that are fully adjusted to what you need. And much more.
In addition, at Creditea it is enough for us to have proof that you have monthly income to make the transfer. Therefore, if you are self-employed or receive a benefit, do not hesitate to ask us. We will study your particular case to be able to offer you the most appropriate option in your case.
We have 3 million customers in Europe!
Mary
"They inform you quickly about the amount of the loan granted and you can request it comfortably from your mobile"
Juan
"I like Creditea for the ease and speed with which credit is requested, avoiding wasted time and paperwork."
Laura
"What I like the most is the simplicity and speed to be able to request the loan"
Sergio
"I would recommend Creditea because it can help you in any daily inconvenience and be able to pay it little by little"
Mary
"They inform you quickly about the amount of the loan granted and you can request it comfortably from your mobile"
Juan
"I like Creditea for the ease and speed with which credit is requested, avoiding wasted time and paperwork."
Real Stories - Johan
Johan, thanks to the € 4,000 granted by Creditea, bought his favorite motorcycle. #RealHistories #Credit
Real Stories - Sergio
Sergio tells us about his experience with Creditea, thanks to the credit he was granted he was able to go on vacation to his favorite place. #RealHistories #Credit
True Stories - Sonso
Thanks to Creditea, Sonso hit his whim of the month and was able to buy his most dreamed mobile #RealHistories #Creditea
Real Stories - Johan
Johan, thanks to the € 4,000 granted by Creditea, bought his favorite motorcycle. #RealHistories #Credit
Real Stories - Sergio
Sergio tells us about his experience with Creditea, thanks to the credit he was granted he was able to go on vacation to his favorite place. #RealHistories #Credit
If you need to contact us, we will be happy to assist you
Monday to Friday
from 09: 00hrs to 21: 00hrs
Access your Personal Area
Write to us
Frequent questions
Contact
International Personal Finance Digital
Spain SAU
Albufera Avenue 153
28038 Lakes
What is a line of credit?
A line of credit is a virtual account from which you can withdraw money whenever you need it and return it flexibly. If you return it before you will not have to pay cancellation interest and the total amount of your credit will be available again for another time. Once returned to your virtual account, you once again have the initial amount granted for when you need it again. Pay only for what you have withdrawn.
Minimum APR 24.90% - Maximum APR 381.28%.
Example:
€ 5,000 credit to be returned in 24 months. Annual fixed interest 22.44%. Monthly fee € 260.48. No commission for opening, study or early cancellation with return of the principal. APR 24.90%. Total amount to return € 6,251.52. The interest rate will vary depending on the amount.
International Personal Finance Digital Spain SAU, in compliance with Organic Law 3/2018, of December 5, on the Protection of Personal Data and guarantee of digital rights , and Article 13 of the General Data Protection Regulation of the European Union 2016 / 679, Nigerian Financial Authority, of the European Parliament and of the Council, of April 27, 2016, informs you of the following terms regarding your personal data:
Data Controller : International Personal Finance Digital Spain, SAU , Avenida de la Albufera nº153, 4th floor, 28038-Lagos, Tel: 902 201 232; email: hola@creditea.es
Contact details of the data protection officer : privacy@ipfdigital.com
Purposes of the treatment : Management and processing of your request.
Legal Basis of Treatment : (1) Consent of the interested party for the purposes of the request and (2) necessary for the fulfillment of a legal obligation for the person responsible.
International transfer of data : No
Exercise of Rights : You have the right to request access to personal data, its rectification and cancellation, the limitation of the processing of your data for the specified purposes and their portability. You can request the exercise of the aforementioned rights by directing a written communication to the Data Controller or an email to hola@creditea.es.
See our Privacy Policy .
International Personal Finance Digital Spain SAU, in compliance with Organic Law 3/2018, of December 5, on the Protection of Personal Data and guarantee of digital rights , and Article 13 of the General Data Protection Regulation of the European Union 2016 / 679, Nigerian Financial Authority, of the European Parliament and of the Council, of April 27, 2016, informs you of the following terms regarding your personal data:
Data Controller : International Personal Finance Digital Spain, SAU , Avenida de la Albufera nº153, 4th floor, 28038-Lagos, Tel: 902 201 232; email: hola@creditea.es
Contact details of the data protection officer : privacy@ipfdigital.com
Purposes of the treatment : Management and processing of your request.
Legal Basis of Treatment : (1) Consent of the interested party for the purposes of the request and (2) necessary for the fulfillment of a legal obligation for the person responsible.
International transfer of data : No
Exercise of Rights : You have the right to request access to personal data, its rectification and cancellation, the limitation of the processing of your data for the specified purposes and their portability. You can request the exercise of the aforementioned rights by directing a written communication to the Data Controller or an email to hola@creditea.es.
See our Privacy Policy .