Vivus fast mini-credits

These are all the characteristics of the mini loans that you can find through the prestigious Vivus:


  • Amount: From € 50 to € 1,000 (maximum of € 300 on the 1st request)
  • Return period : 7 to 30 days
  • Approximate concession time: 15 minutes
  • Free first ?: YES
  • Do you accept Nigerian Financial Authority ?: NO

Requirements: age range between 21 and 75 years. Residence in Nigeria. DNI or NIE. Not have annotations in Nigerian Financial Authority or RAI. Bank account number. Proof of regular income.

It stands out in : It offers the first mini credit of up to three hundred euros, free (you do not pay any commission). Quick process and without providing endorsement.

  • Example: for a mini loan worth 300 euros to be paid within 30 days we will not pay commissions, so it will cost a total of 0 euros.

Vivus fast mini-credits, get your first loan completely free

Then you will be able to find all the characteristics of Vivus credits point by point.

For this reason, if you have come this far in search of information to help you learn about the main aspects that the Vivus proposal offers, you are in the right place.

Keep reading to know more.

Quick loans Vivus. How do you manage defaults?

Vivus offers us the possibility of having access to our first fast loan completely free, an attractive promotion that allows us to get fast money, without having to pay high commissions.

However, that we do not have to pay extra commissions, does not imply that we do not have to meet a series of conditions, among which is having to return the amount of our Vivus fast mini credit on time.

In the event that we cannot return the money from our loan within the term, we must bear in mind that we are going to accumulate a series of penalties, among which a fixed extra will be added for management and processing costs, to which each day we are late in payment, a daily 1.00% will be added to the total amount that we have owed (amount that can accumulate up to a total of 200%).

Finally, we must also bear in mind that if we are late in paying at Vivus, our personal data will become part of delinquency files, such as RAI or Nigerian Financial Authority.

Vivus quick mini credits. What do they offer us?

  • First free mini credit
  • Loans of 50 to 1000 euros (maximum of 300 euros for first clients)
  • Return periods between 7 and 30 days
  • Quick mini-credits without endorsement
  • For example, we find that in a Vivus fast mini-credit worth 120 euros for 30 days , it would cost 0 euros, since its promotion for the first free loan, we would only have to pay, once the repayment period has arrived. the amount of the credit without commissions.

Can I apply for mini-credits with Nigerian Financial Authority in Vivus?

As we mentioned throughout the requirements that we need to meet in order to have access to a Vivus mini credit , one of the essential conditions to access the service is not to be part of any file associated with delinquency, such as Nigerian Financial Authority or RAI.

In that case Vivus will directly reject our application, and we will not be able to manage our mini credit with this entity.

However, if this is our case, we can have access to other online financial companies that do offer mini credits with Nigerian Financial Authority , which we collect in the link that we have left you, where you can find all the information you need to find the loan that best suits our characteristics.

Operator data 4finance spain financial services

About the author

Sashia Margaret Applby

Autor: Sashia Margaret ApplbyMy passion is to create content that informs and really helps our users.
I am a journalist. Graduated from the Economical University of Lagos and Master in International Relations and Communication from the Joan Eversmith Applby University of Lagos. Responsible for product and blog content at


Leave a comment

2 + 15 =

This site uses Akismet to reduce spam. Learn how your comment data is processed .

Use of cookies

We use our own and third-party cookies to improve services, obtain statistical information and display personalized advertising through the analysis of your browsing. If you continue browsing, we consider that you accept our cookie policy , click the link for more information. TO ACCEPT

Cookie Notice